Real Estate D&O / E&O Insurance
Management liability for property managers, syndications, REITs, developers, and associations.
Who Needs It
- Property management companies
- Investment funds and syndication GPs
- REITs and developers
- HOAs and condo associations
What It Covers
- Directors and officers liability for governance decisions
- Professional liability / E&O for management and advisory services
- Investor and LP claims
- Employment practices where packaged
- Fiduciary liability for benefit plans
What It Does Not Cover
- Bodily injury and property damage (GL/property)
- Fraud and intentional acts
- Fee disputes on many forms
- Prior known claims
Texas Notes
Texas syndications face investor suits when projections miss; D&O with entity coverage and E&O for management fees are the two pieces.
Florida Notes
Florida condo associations must carry D&O under the post-Surfside statute changes; board members are personally exposed.
Real Estate D&O / E&O Insurance Questions We Hear Most
What is the difference between D&O and E&O here?
D&O covers the decisions of the board and officers. E&O covers professional services performed for others, such as managing a property for a fee. Many real-estate firms need both.
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