Construction & Contractor Insurance
From general contractors to specialty subcontractors, we help Texas and Florida construction businesses secure every layer of coverage they need.
Construction is one of the most complex commercial insurance classes — and one of the most important to get right. Wirehaired Trust works with carriers that specialize in contractor risk to make sure your business, your crew, and your projects are fully protected.
Key Coverages for Contractors
- General Liability — Required by virtually every GC and project owner contract
- Workers' Compensation — Critical in construction; required in FL even with 1 employee
- Commercial Auto — Trucks, vans, and company vehicles
- Builders Risk — Coverage for structures under construction
- Inland Marine / Equipment Floater — Tools and equipment on the jobsite
- Surety Bonds — Performance bonds, payment bonds, and license bonds
- Umbrella / Excess Liability — Project-level limits often require $5M+
Industries We Serve
- General Contractors
- Electrical, Plumbing & HVAC Contractors
- Roofing Contractors
- Concrete & Masonry
- Landscaping & Site Work
- Painting & Drywall
- Custom Home Builders
Certificate Management & Additional Insureds
We handle certificate requests and additional insured endorsements quickly — because we know that a delayed certificate can hold up a project start date.
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