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Boat & Watercraft Insurance
Recreational marine coverage for Texas and Florida — from bay boats and bass boats to offshore vessels and personal watercraft.
Texas and Florida are home to some of the most active recreational boating communities in the country. Whether you're fishing the Gulf, cruising the Intracoastal, or riding the lakes of Central Texas, the right marine coverage protects your vessel, your passengers, and your liability on the water.
Boat & Watercraft Coverage Options
- ✓Physical damage — Hull coverage for your vessel against collision, fire, theft, and weather damage
- ✓Liability coverage — Bodily injury and property damage to others while operating your vessel
- ✓Uninsured boater coverage — Protection when you're struck by a boater with no insurance
- ✓Medical payments — Covers injuries to you and your passengers on the water
- ✓Towing and assistance — On-water roadside equivalent for breakdowns and fuel emergencies
- ✓Personal effects — Fishing gear, electronics, and personal belongings on board
- ✓Hurricane haul-out coverage — Critical for Florida boaters during named storm events
Types of Watercraft We Cover
Bay Boats
Bass Boats
Offshore & Sport Fishing
Pontoon Boats
Jet Skis & PWC
Sailboats
Center Consoles
Yachts & Cruisers
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