Texas Commercial Insurance
Independent business insurance for Houston, Dallas, Austin, San Antonio, and businesses across Texas.
Wirehaired Trust is your Texas commercial insurance advisor. We help businesses across the state — from large Houston contractors to small Austin tech firms — find the right coverage for their specific risks at a competitive price.
Texas Business Insurance Solutions
- General Liability Insurance
- Commercial Property Insurance
- Workers' Compensation (optional statewide, often required by contract)
- Commercial Auto Insurance
- Umbrella & Excess Liability
- Cyber Liability Insurance
- Professional Liability (E&O / D&O)
- Industry-Specific Programs
Texas-Specific Considerations
- Texas is the only state where workers' compensation is not legally required — but most contractors and businesses that work on commercial projects must still carry it
- Hail, wind, and severe weather risks require specialized property coverage in many Texas regions
- Oil & gas, energy, and construction are dominant industries with specialized risk profiles
- Fast-growing markets like Austin, DFW, and Houston bring new exposures as businesses scale
Cities We Serve in Texas
- Houston & Greater Houston Area
- Dallas / Fort Worth Metroplex
- Austin & Central Texas
- San Antonio & South Texas
- El Paso, Lubbock, Midland-Odessa & more
Get a Texas Business Quote
Texas Cities We Serve
Local market pages with the carrier appetite, deductible norms, and contract requirements specific to each metro.